the driver does not need to pay the compulsory insurance costs

The driver will not pay the DPVAT for the second year in a row | Photo: Aniele Nascimento / Arquivo / Gazeta do Povo

In 2022, drivers will be exempt from paying the DPVAT, the compulsory insurance for bodily injury caused by vehicles. The exemption applies to all categories.

If the charge was maintained, drivers would have to pay between R $ 10 and R $ 600 to cover mandatory insurance coverage, and rates vary depending on vehicle type and region of the country.

According to information provided by Agência Brasil, the exemption, for the second consecutive year, was approved on December 17 by the National Council of Private Insurance (CNSP), a body attached to the Ministry of the Economy. The Council responded to the request of the Superintendent of Private Insurance (SUSEP).

According to the CNSP, the exemption from the payment of the fee was possible because there is a surplus of resources in the FDPVAT, the federal fund of the Caixa Econômica which manages the resources of the DPVAT to cover the damages caused by the accidents of the circulation.

“This decision promotes the return to society of the surpluses accumulated over the years. Without new collection, the tendency is for these resources to be consumed with the payment of compensation for traffic accidents over time”, informed the agency.

When incorporated in February 2021, FDPVAT received 4.3 billion reais from the consortium of insurers that formed Seguradora Líder for the fund. Since then, the money has been consumed with the payment of damages.

Despite the help given to drivers, the measure affects the unified health system (SUS), which received 45% of the annual collection from the DPVAT.

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